How to Verify Property Title Documents in Nigeria
A practical checklist for checking C of O, Deed of Assignment, survey plans, and encumbrance risks before payment.
Start with ownership chain checks
Before making payment, request full ownership history and compare every seller name against all transfer documents.
If the chain is broken, unclear, or conflicting, pause the transaction and request independent verification support.
- Ask for C of O or valid root of title
- Confirm Deed of Assignment registration details
- Verify seller identity and authority to transfer
Validate survey and location records
Survey records should match the actual land boundaries and location coordinates on ground.
Mismatch between survey records and physical site is a key risk signal.
Check for encumbrances and disputes
Search for court disputes, government acquisition notices, mortgages, and family claims linked to the property.
Independent legal and professional checks reduce avoidable transaction risk.