C of O vs Governor's Consent in Nigeria: What Buyers Must Know
Understand the difference between a Certificate of Occupancy and Governor's Consent, and when each applies.
What a C of O means
A Certificate of Occupancy is typically a foundational right-of-occupancy document issued by the government.
It does not remove the need to verify authenticity, boundaries, and encumbrances.
When Governor's Consent matters
Governor's Consent is commonly required when an existing title interest is transferred.
Buyers should confirm validity of consent documentation and registration history.
Practical due diligence steps
Use document checks, survey checks, and professional risk assessment before payment.
- Cross-check title details against registry records
- Confirm transfer pathway from original holder
- Do not rely on verbal assurances only